By accessing and using First Capital Step services, you agree to follow all terms and conditions outlined in this document. If you do not agree, you must stop using our services immediately. Continued use confirms acceptance of all rules governing financial products, services, and platform usage.
We provide financial services including loans, insurance, investments, wealth management, and related advisory solutions. These services are subject to eligibility, verification, and approval. We reserve the right to modify, suspend, or discontinue any service at any time without prior notice for operational or legal reasons.
Users must provide accurate and complete information when applying for financial services. You are responsible for maintaining confidentiality of your account details and ensuring lawful use of our platform. Any misuse, fraud, or false information may lead to suspension or termination of services without notice.
Access to financial services requires users to meet eligibility conditions such as legal age, valid identity proof, and financial qualification standards. Additional requirements may apply depending on the service type. We reserve the right to approve or reject applications based on internal policies and compliance checks.
All payments for financial services must be made on time according to agreed terms. Late payments may result in penalties, service restrictions, or legal action. Users are responsible for reviewing all charges, fees, and repayment schedules before agreeing to any financial product or service.
We are not responsible for indirect losses, financial risks, or damages resulting from service use. Financial decisions remain the responsibility of the user. While we provide guidance and tools, we do not guarantee investment returns, loan approvals, or financial outcomes under any circumstances.
We may suspend or terminate user accounts if there is violation of terms, fraudulent activity, or misuse of services. Suspension may occur without prior notice in serious cases. Users may contact support for clarification, but final decisions will be based on policy compliance and review.
All content, branding, and materials on this platform are owned by First Capital Step and protected under intellectual property laws. Users are not allowed to copy, distribute, or reuse content without written permission. Unauthorized use may result in legal action and termination of access.
We may update, modify, or discontinue any service or feature without prior notice. These changes are made to improve performance, security, or compliance. Users are advised to review terms regularly, as continued use of services implies acceptance of updated conditions.
These terms are governed by applicable financial laws and regulations of the operating jurisdiction. Any disputes will be handled under relevant legal authorities. Users agree to comply with local laws while using services and acknowledge jurisdiction in case of any legal conflict or issue.